Checking accounts

Find a checking account that fits you

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Heritage Total Checking
Checking

A flexible everyday account with the banking essentials.

  • Overdraft grace and alerts
  • Write checks, pay bills and send transfers
Monthly Service Fee
$15 or $0
Account details
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Heritage Secure Checking
Checking

A simple checking account with no overdraft fees.

  • Get direct deposits (often earlier, where available)
  • No paper checks to manage
Monthly Service Fee
$4.95 or $0
Account details
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Heritage Premier Plus Checking
Checking

Enjoy perks like non-network ATM fee rebates and money orders.

  • Relationship benefits and preferred rates for eligible customers
Monthly Service Fee
$25 or $0
Account details
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Students & Kids
Accounts subject to approval
Heritage College Checking
Checking

For students 17–24 at account opening (17-year-olds must open in branch).

  • Open on your own as a student
  • Transfers & alerts to help you manage money
Monthly Service Fee
$0 while in school (up to 5 yrs) • $15 or $0 after
Account details
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Heritage High School Checking
Checking

Parent co-owned for teens 13–17. Must be opened in branch.

  • Tools for teens with parent oversight
  • Support for direct deposit and debit card
Monthly Service Fee
Monthly Service Fee $0
Account details
Schedule a meeting
Heritage First Banking
Checking

Parent-owned account designed for kids 6–12 (available 6–17).

  • Debit card for kids with oversight by parents
  • Built-in tools and tips to learn money basics
Monthly Service Fee
Monthly Service Fee $0
Account details
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College students: This offer is for you!
Earn $125 when you open Heritage College Checking and complete 10 qualifying transactions.
See details
Premium
Accounts subject to approval
Heritage Private Client Checking
Checking

Priority service, relationship rates and exclusive benefits.

  • Higher limits on everyday transactions
  • Worldwide ATM fee rebates (where eligible) and 24/7 priority support
Monthly Service Fee
$35 or $0
Account details
Schedule a meeting Avoid fee
Experience seamless banking with Heritage National Bank
Convenient ATMs and branches

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Heritage Mobile app

Manage your money anywhere—deposit checks, pay bills, and more.

Card lock

Lock and unlock your debit card if you misplace it.